Bank of America Credit Card which is often abbreviated as “BofA or BoA” is an American multinational investment bank as well as a financial services holding company with its headquarter in Charlotte, North Carolina.
Bank of America was founded in San Francisco and was formed through NationsBank’s acquisition of BankAmerica in the year 1998.
Bank of America is the second-largest banking institution in the United States of America just after JPMorgan Chase and it is also the eight largest bank in the world.
Also, the bank is the one out of the Big Four banking institutions of the United States of America.
Bank of America Login
Kindly follow the steps below carefully to log in to Bank of America:
- Visit Google Chrome Browser.
- In the search bar of your Chrome browser, type in “https://www.bankofamerica.com/” and search.
- On the landing page, click on “LOGIN” at the top right side of the page.
- Once you click, you will see two boxes asking you to enter your “Online ID” and your “Passcode” as well.
- Once you are done entering it, click on “Sign In”.
Bank of America Credit Card
The Bank of America has also got different credit cards that can suit the needs of everyone. Ranging from the:
- BankAmerica
- Bank of America Cash Rewards
- Bank of America Premium Rewards
- Bank of America Travel Rewards
BankAmericard
The BankAmericard gives you 0% APR for 18 billing cycles for purchases and also for any balance transfers that are made in the first 60 days of opening your account. Once the intro APR offer ends, a Variable APR which is now 12.9% – 22.9% will apply.
Also, there is no Penalty APR and paying late won’t increase your APR (interest rate) automatically. Other account pricing and terms also apply.
Bank of America Cash Rewards
The Bank of America Cash Rewards gives you a $200 online cash rewards bonus offer as well as a 3% cashback in the category of your choice.
It also gives you a 2% cashback at wholesale clubs, grocery stores as well as an unlimited 1% cash back on every other purchase.
That is on the first $2500 in the combined choice category, wholesale club purchases, and grocery store each quarter.
Bank of America Premium Rewards
Bank of America Premium Rewards gives up to $200 in combined Airline Incidental and TSA Pre/Global Entry Statement Credits. In addition to that, it also gives you access to world-class travel perks.
Just like luxury hotel collection, travel, and purchase protections, as well as concierge service.
With the card, you can get unlimited points that do not expire. 2 points for all $1 spent on dining and travel purchases as well as 1.5 points per $1 on every purchase.
Bank of America Travel Rewards
With this card, you can get unlimited 1.5 points for all $1 you spend on every purchase anywhere, anytime. It has no expiration on point.
Bank of America Credit Card Payment
Wondering how you can make payment? There are actually 5 options that you can use in making payments.
They include:
- ATM Credit Card Payments
- Online
- Drop off payment
- Pay by phone
- Mail payment.
ATM Credit Card Payment
You can make use of the Bank of America credit card payment at their ATMs using your Bank of America credit card and your check or cash only.
All you need to do is to go to any local Bank of America ATM, then insert your credit card and choose “Make a Payment.”. Also, do take note that the business credit card is not supported at this time.
Online
There are so many ways to make payments to your Bank of America credit card in Online Banking. You can visit the Transfers tab and do a transfer from your Bank of America checking or savings account.
You can as well make use of their optional Bill Pay service to set up payments from your Bank of America checking or Savings account.
If you would really love to set up a payment to your Bank of America credit card making use of another financial institution’s checking or even a money market account, then you can set it up just by making use of their optional Bill Pay service.
Drop Off Payment
You can make your payments at any of the Bank of America financial centers. To locate any financial center, visit “https://locators.bankofamerica.com/”.
Pay by phone
If you chose to make payment by phone, then you can contact the customer service for more info or visit their website “https://www.bankofamerica.com/” for more info.
Mail Payment
For mail payment, you can visit their website to know more “https://www.bankofamerica.com/” or contact their customer service using the method below. I already gave you steps to follow to contact their customer service below.
Bank of America Credit Card Customer Service
For Customer Service, kindly follow the steps below.
- Launch your preferred browser eg Chrome
- In the search bar, type in “https://www.bankofamerica.com/” then search.
- Now that you are on the page, scroll down to the footer of the page.
- Find “Contact Us” at the bottom left side of the page. Just after “Locations”.
- Once you see it, click on it and it will load up the customer service page.