Citi Diamond Preferred Card Review

You can take a nap from paying interest with the CITI DIAMOND PREFERRED CARD, low INTRO ANNUAL PERCENTAGE RATE (APR) and balance transfer.

Get no yearly percentage rate for a year and nine month (21months) on balance transfer. From the first debit and no annual percentage rate [APR] for a year on purchase from the date you open account. Afterwards, the variable of the yearly percentage rate will be13.74% -23.74% based on your creditworthiness.

Citi Diamond Preferred Card

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In addition, you get to enjoy no yearly payment. Balance Transfer Fee: It can be $5 or 5% of the amount of each credit balance transfer, anyone is better.

If you use this offer to transfer a balance, Certain interest be charged on new purchases and unbalanced introductory balances. After your no introductory annual percentage rate (APR) on purchases has expired. Except you pay the whole balance completely each month by the due date. Within 4 months you open an account Balance transfer has to be done.

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Convivences

  • 24 Hours Customer Service

Their customer service are always available 247 to attend to you.

  • Automated Alerts

Once you receive alert you get to stay updated with your account transactions. If you set up alerts it will keep you posted on payment due, balance levels, when you have gone over your limit and much more.

  • Payment Due Date

You can choose to pay your bill at any available due date in the beginning, middle or at the end of the month.

Citi Diamond Preferred Card Rates and Fees

  • Yearly Fee: $0
  • Credit score: Excellent, Good
  • APR: 13.74% – 23.74% Variable
  • Foreign Transaction Fee: 3%
  • Purchases Intro APR: 0% for one year on Purchases
  • Penalty APR: Up to 29.99%
  • Cash Advance Fee: 5% of each cash advance $10 minimum
  • Balance Transfer Intro APR: 0% for intro APR for 21 months on Balance Transfers

Citi Diamond Preferred Card Benefit

  • Yearly Fee: $0
  • Zero Balance Transfer fee
  • 0% APR on new purchases for a year
  • Intro APR period.

Cons

  • Foreign Transaction Fee: 3%
  • Penalty APR: Up to 29.99%
  • Credit score: Excellent, Good
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