Simple Bank Credit Card, App, Checking Account, Customer Service

Simple Bank is an American neobank that is based in Poland, Oregon. This bank offers FDIC-insured checking accounts to citizens of the US. However, not to Permanent Residents through a partnership with BBVA USA.

Simple Bank

And it is also part of the Allpoint network for surcharge-free access to around 55,000 ATMs.

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Simple Card Login

To login to the simple bank:

  • Visit the official website of the bank “”.
  • Once you are on the page, click on “Log In” at the top right side of the page.
  • You will be directed to another page where you will have to enter your ” Username” and your ” Password”.
  • Once you enter both your “Username” and your “Password” in the boxes provided there, click on “Sign In” to log in to Simple Bank.

Simple Bank Credit Card – Frequently asked questions about the card

Your Simple card should be accepted anywhere there is Visa. In all, you can either run the card as a credit card or a debit card.

How do I Make Use of My Simple Bank Card? – Credit or Debit?

When you are given the option of debit or credit, you may choose either of the two. Their cards can be operated on both networks. However, the only difference between both is that the “Debit Card” requires a PIN and it also finalizes very fast.

But the “Credit Card” does not require any PIN and may even remain pending for some days.

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Chip Readers?

If the merchant has got a chip-enabled card reader, all you need to do is to insert the chip end of your card, then leave it there while you finish up the purchase. Remove it once the transaction is complete. You can also choose either a credit card or a debit card.

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However, take note that Chip card payments take some seconds longer than a card swipe.

If at all the merchant does not have a chip-enabled card reader yet, then you can just swipe as you normally would do.

Where can I get Cash?

You can withdraw cash from any Simple bank ATM around. Simple Bank does not charge you for any ATM fee, however, if you make use of an out-of-network ATM, the owner of the ATM likely will. Also, you can generally get cashback using a PIN transaction.

Can I Use my Simple Card Internationally?

Yes, of course! You can use your simple card internationally. However, there are only a few countries where your Simple card won’t work. So, make sure you check the list of banned countries before heading to travel there.

Also, there a few automated terminals overseas which offer offline PIN transaction. The offline PIN transaction is a transaction where the terminal is not connected to the internet.

The simple card won’t welcome those transactions, so it is still a cool idea to carry some cash along while you are traveling.

How can I get a new simple card?

You can contact their customer service for any help.

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Simple Bank App

The Simple Bank App is available for download on the Google Play Store for Android users and the Apple App Store for iPhone users.

Alternatively, you can just visit the website “”.

Then scroll down to the footer where you have ” Get the App”.

You can now click to download through the “App Store” or the “Google play”. Depending on your device though.

Simple Bank Checking Account

The Simple Bank Checking account is an online checking account that lives up to its name with just a simple fee structure. Once you open this account, you can now use the other services of the simple bank.

Simple Bank Customer Service

For Customer Service, carefully follow the steps below:

  • Visit the official website of the bank “”.
  • Once you are on the website, navigate on the “Help” button located at the top side of the page.
  • From the list of options displayed under “Help”, click on “Contact Us”.
  • On the next page displayed, you will be provided with ani at all you need to know.
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