The Toronto-Dominion Bank which is abbreviated as TD bank is an American national bank and also a subsidiary of the Canadian multinational Toronto-Dominion Bank. TD Bank operates mainly across the East Coast, just in 15 U.S. states and Washington, D.C. as well.
This bank is the 7th largest U.S. bank by deposits and also the 9th largest U.S. bank by total assets, resulting from so many mergers and acquisitions.
TD Bank has its headquarters in Cherry Hill, New Jersey.
Type: Subsidiary
Industry: Banking, Financial services.
Date founded: The bank was founded in January 1852 in Portland, Maine, U.S.
Number of locations: 1,220
Headquarters: Cherry Hill, New Jersey.
Area served: Delaware, Connecticut, Maine, Florida, Massachusetts, Maryland, New Jersey, New Hampshire, North Carolina, New York, Rhode Island, Pennsylvania, Texas, South Carolina, Virginia, Vermont, Washington, D.C.
Key Person: Greg Braca (Chief Executive Officer)
The number of employees: Over 26,000 employees.
Parent: Toronto-Dominion Bank.
Website: “www.tdbank.com”.
TD Bank
TD Bank is a successor to the Portland Savings Bank, which later became Banknorth. This bank took its current name, TD Bank, N.A. on the 31st of May, 2008. It took its name through the acquisition.
And the renaming of Commerce Bank as well as its subsequent merger with TD Banknorth.
The bank’s “TD” initials, which was first made popular in Canada are officially used for every American operation.
In the year 2013, TD Bank, N.A. did centralize its headquarters in Cherry Hill, New Jersey, United States of America.,
Also, in February 2016, TD Bank’s consumer card division bought the Nordstrom credit card unit at the rate of $2.2 billion. The acquisition would include Nordstrom to TD’s growing folio of private-label cards that includes Nordic Track, Target, as well as Tourneau.
TD Bank Accounts
Below are TD Bank Accounts:
TD Checkings Accounts
TD Bank provides 5 different kinds of checking accounts and they all vary in monthly fees and interest rates paid. All the accounts have free ATM access at in-network TD ATMs. And also, some will reimburse your fees for non-TD ATMs.
The Checking accounts are FDIC-insured up to $250,000 per depositor, per institution.
Below are the 5 checking accounts options:
- TD Beyond Checking with a monthly fee of $25
- TD Convenience Checking with a monthly fee of $15
- Simple Checking with a monthly fee of $5.99
- TD 60 Plus Checking with a monthly fee of $10.
- TD Student Checking with a monthly fee of $0.
In all, you can earn at least a small interest with the Beyond account. The tiered rates range from 0.01% annual percentage yield (APY) to 0.03% APY.
However, you will need a minimum daily balance of $50,000 to get the higher rate.
Moreover, with the 60 Plus account, you will get that 0.03% APY on any size balance at all.
Savings Accounts
The TD Bank has got 2 options for savings accounts. And they both bear interest, however, rates vary by account type as well as daily balance. The Bank also provides its users with a feature called Rate Bump.
The Rate Bump rewards you with higher interest rates if you link to more than one TD Bank account.
The Savings account of TD Bank are also FDIC-insured up to the federal limit.
The two TD Bank Savings Account option include:
- TD Simple savings with a monthly fee of $5
- TD Beyond Savings with a monthly fee of $15.
Just like most banks, the more money you have on deposit, the more interest you will earn on your savings accounts.
Td Bank Login
To login to the Bank, follow the steps below:
- In the search bar of your Google Chrome, type in “www.tdbank.com” and search.
- On the next page displayed, click on “Log In”.
- Now, choose the account you wish to log in to from the list of accounts displayed there.
- Then follow the rest onscreen instructions.
TD Bank Credit Card
Below are the credit cards of TD Bank:
TD Business Solutions Credit Card
This card allows you to earn $150 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days just after opening an account.
TD Double Up Card
With this credit card, you can earn $75 Cashback in the form of a statement credit whenever you spend $500 within the first 90 days after opening an account.
TD First ClassVisa Signature Credit Card
With this credit card, you can earn up to 25,000 bonus miles when you spend $3,000 in your first 6 billing cycles.
TD Cash Credit Card
With this credit card, you can earn $150 Cash Back when you spend $500 in the first 90 days.
Secured Credit Card with Savings account
With this credit card, you can earn Cash Back on everyday purchases.
TD Bank Near Me
- To find or locate any TD Branch, visit the website “www.tdbank.com”.
now that you are on the page, click on the “Location” icon at the top right side which reads “Find Us”. - On the next page displayed, enter your location in the space provided under “Find a
- Store or an ATM Near You” and click on the “Search” button to find the nearest atm near you.
Customer Service
- To contact customer service, visit “ww.tdbank.com”.
- On the next page displayed, scroll down to the footer where you have “Contact us” and click on it.